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Civil Procedure Keyed to Babcock
Swanson v. Citibank
Citation:614 F.3d 400 (7th Cir. 2010)
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- The Brief Prologue provides necessary case brief introductory information and includes:
- Topic: Identifies the topic of law and where this case fits within your course outline.
- Parties: Identifies the cast of characters involved in the case.
- Procedural Posture & History: Shares the case history with how lower courts have ruled on the matter.
- Case Key Terms, Acts, Doctrines, etc.: A case specific Legal Term Dictionary.
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- The Case Brief is the complete case summarized and authored in the traditional Law School I.R.A.C. format. The Pro case brief includes:
- Brief Facts: A Synopsis of the Facts of the case.
- Rule of Law: Identifies the Legal Principle the Court used in deciding the case.
- Facts: What are the factual circumstances that gave rise to the civil or criminal case? What is the relationship of the Parties that are involved in the case. Review the Facts of this case here:
Plaintiff Swanson was applying for a mortgage with Citibank and believed that she was being discouraged by the Citibank representative from applying for a loan because Plaintiff Swanson is Black. Plaintiff requested to speak to a manager. Swanson told the representative and the manager that she was previously denied a home-equity loan by another bank. The manager told Plaintiff that it was harder to get a loan from Citibank than other banks. Plaintiff nevertheless applied for the loan and was conditionally approved based on her representation that her house was worth $270,000. Defendant Citibank hired Andre Lanier and PCI Appraisal Services to appraise Plaintiff Swanson’s home, which they said was $170,000. Defendant Citibank thereafter denied Plaintiff Swanson’s home-equity loan due to the low appraisal.
- Issue(s): Lists the Questions of Law that are raised by the Facts of the case.
- Holding: Shares the Court's answer to the legal questions raised in the issue.
- Concurring / Dissenting Opinions: Includes valuable concurring or dissenting opinions and their key points.
- Reasoning and Analysis: Identifies the chain of argument(s) which led the judges to rule as they did.
- The Brief Prologue closes the case brief with important forward-looking discussion and includes:
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