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Contracts Keyed to Whaley
Howard v. Federal Crop Insurance Corp.
Citation:
United States Court of Appeals, Fourth Circuit, 1976. 540 F.2d 695.Facts
The Howards (Plaintiff) grew tobacco on their land, and alleged that their 1973 crop was extensively damaged by heavy rains. Federal Crop Insurance Corp (Defendant) insured plaintiffs crop, and received a claim and proof of loss from plaintiffs relating to their crop damage. Before defendant could inspect plaintiff’s crop damage, plaintiff plowed the fields to plant a cover crop for soil preservation. The defendant’s inspector denied the plaintiff’s claim because they had violated a portion of their insurance policy which provided that the stalks shall not be destroyed until the company makes an inspection.
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