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Contracts Keyed to Calamari
Trident Center v. Connecticut General Life Insurance Company
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*Case Brief Anatomy includes: Brief Prologue, Complete Case Brief, Brief Epilogue
- The Brief Prologue provides necessary case brief introductory information and includes:
- Topic: Identifies the topic of law and where this case fits within your course outline.
- Parties: Identifies the cast of characters involved in the case.
- Procedural Posture & History: Shares the case history with how lower courts have ruled on the matter.
- Case Key Terms, Acts, Doctrines, etc.: A case specific Legal Term Dictionary.
- Case Doctrines, Acts, Statutes, Amendments and Treatises: Identifies and Defines Legal Authority used in this case.
- The Case Brief is the complete case summarized and authored in the traditional Law School I.R.A.C. format. The Pro case brief includes:
- Brief Facts: A Synopsis of the Facts of the case.
- Rule of Law: Identifies the Legal Principle the Court used in deciding the case.
- Facts: What are the factual circumstances that gave rise to the civil or criminal case? What is the relationship of the Parties that are involved in the case. Review the Facts of this case here:
The Plaintiff, Trident Center (the "Plaintiff"), was a partnership formulated to construct an office building. The Defendant, Connecticut General Life Insurance Co. (the "Defendant") was an insurance company that loaned the Plaintiff $56 million to build the office building. The Defendant charged 12 ¼ % interest for a period of 15 years on the loan. The loan was secured by a deed of trust on the project. The note specifically provided that within the first twelve years, until January 1996, the Plaintiff could not repay the principal amount in part or in full. Between the 13th and 15th years, the loan could be repaid pursuant to a sliding prepayment fee. If the Plaintiff defaulted, the Defendant could accelerate the payment of the note, and add a 10% prepayment fee. Interest rates began to fall in the years after the contract was signed, and the Plaintiff sought to restructure the loan to obtain a more favorable interest rate. The Defendant refused to grant the Plaintiff's request to prepay the loan. The Plaintiff sued in state court seeking a declaration that it could repay the loan subject only to the 10% repayment fee. The case was removed to federal court and the District Court dismissed the Plaintiff's claim and found that the documents were clear and unambiguous on the issue.
- Issue(s): Lists the Questions of Law that are raised by the Facts of the case.
- Holding: Shares the Court's answer to the legal questions raised in the issue.
- Concurring / Dissenting Opinions: Includes valuable concurring or dissenting opinions and their key points.
- Reasoning and Analysis: Identifies the chain of argument(s) which led the judges to rule as they did.
- The Brief Prologue closes the case brief with important forward-looking discussion and includes:
- Policy: Identifies the Policy if any that has been established by the case.
- Court Direction: Shares where the Court went from here for this case.