Confirm favorite deletion?
Contracts Keyed to Ayres
Beneficial National Bank, U.S.A. v. Payton
Only StudyBuddy Pro offers the complete Case Brief Anatomy*
Access the most important case brief elements for optimal case understanding.
*Case Brief Anatomy includes: Brief Prologue, Complete Case Brief, Brief Epilogue
- The Brief Prologue provides necessary case brief introductory information and includes:
- Topic: Identifies the topic of law and where this case fits within your course outline.
- Parties: Identifies the cast of characters involved in the case.
- Procedural Posture & History: Shares the case history with how lower courts have ruled on the matter.
- Case Key Terms, Acts, Doctrines, etc.: A case specific Legal Term Dictionary.
- Case Doctrines, Acts, Statutes, Amendments and Treatises: Identifies and Defines Legal Authority used in this case.
- The Case Brief is the complete case summarized and authored in the traditional Law School I.R.A.C. format. The Pro case brief includes:
- Brief Facts: A Synopsis of the Facts of the case.
- Rule of Law: Identifies the Legal Principle the Court used in deciding the case.
- Facts: What are the factual circumstances that gave rise to the civil or criminal case? What is the relationship of the Parties that are involved in the case. Review the Facts of this case here:
Defendant obtained a credit card from Beneficial and signed a cardholder agreement. One of the terms of that agreement allowed Beneficial to change the cardholder agreement with regards to existing balances and future purchases so long as they followed certain notice requirements. The next year, Beneficial sent notice to all cardholders alerting them of a change to the cardholder agreement that would make arbitration mandatory in case of a dispute. The provision would become part of the cardholder agreement unless a cardholder rejected the change within a specified period of time. Defendant did not reject the change. Later, Defendant’s account was transferred to Household. Defendant was notified of the transfer and provided with the Household cardholder agreement, which also contained a mandatory arbitration clause. Defendant continued to use the card. Two years later, Defendant sued Plaintiffs in state court in a fraudulent misrepresentation claim. Plaintiffs then sued in federal district court, seeking to compel arbitration as required by the cardholder agreements under § 4 of the Federal Arbitration Act. Defendant argued that the arbitration provisions had not become part of his cardholder agreement and moved to dismiss the federal claim for lack of subject matter jurisdiction. Plaintiffs argued that Defendant had agreed to allow Beneficial to change the terms of the cardholder agreement and that Defendant’s continued use of the card after the transfer to Household and notification of Households’ arbitration clause meant that the provisions were part of both agreements and Defendant was bound by both.
- Issue(s): Lists the Questions of Law that are raised by the Facts of the case.
- Holding: Shares the Court's answer to the legal questions raised in the issue.
- Concurring / Dissenting Opinions: Includes valuable concurring or dissenting opinions and their key points.
- Reasoning and Analysis: Identifies the chain of argument(s) which led the judges to rule as they did.
- The Brief Prologue closes the case brief with important forward-looking discussion and includes:
- Policy: Identifies the Policy if any that has been established by the case.
- Court Direction: Shares where the Court went from here for this case.