Civil Procedure Keyed to Babcock
Blair v. Equifax Check Services, Inc.
Equifax Check Services, Inc. (Equifax) had a practice of refusing to accept future checks of customers who had formerly submitted bounced checks and have not paid their debts. Beverly Blair (Blair) and LetressaWilbon filed suit against Equifax under the Fair Debt Collections Act and represented consumers who sought statutory penalties, called the Blair class. The Crawford class represented a class that incorporated all the consumers, including the Blair class. The Crawford class reached a settlement agreement with Equifax that forbade any class action suits and denied the class the opportunity to opt out of Equifax’s debt collection practices. Equifax sought to decertify the Blair class after the settlement agreement with the Crawford class. The district judge denied Equifax’s motion.
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