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Consumer Law Keyed to Whaley, 9th Ed.
Stieger v. Chevy Chase Savings Bank, F.S.B.
Citation:
666 A.2d 479 (1995)Facts
Paul Stieger voluntarily gave his Chevy Chase Visa credit card to Ms. Garrett for the limited purpose of renting a car and paying for hotel lodging during a business trip. Stieger contacted both the car rental agency and hotel to determine authorization requirements, and both companies informed him he must write letters authorizing the charges. Stieger wrote letters to both companies, though he could only produce a copy of the letter to the car rental company. The signature on Stieger’s card had worn off, and Ms. Garrett signed it as “P. Stieger” rather than Paul Stieger. She then made twenty-two charges, of which seven were dropped by the bank before trial. Of the remaining fifteen disputed charges, Ms. Garrett signed thirteen as “P. Stieger” matching the card signature, and two with her own name. Stieger obtained a judgment against Garrett for $3,200 but only collected $750 before she disappeared.
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