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Secured Transactions Keyed to Lopucki
In re Moffett
Citation:
356 F.3d 518 (4th Cir. 2004)Facts
On January 22, 2001, Marlene Moffett purchased a used 1998 Honda Accord from Hendrick Honda. Moffett agreed to pay $20,024.25 with interest in 60 monthly installments, and Henrick Honda retained a security interest in the vehicle. Under the purchase contract, Hendrick Honda had the right to repossess the vehicle in the event of default. Hendrick Honda assigned its rights to Tidewater Finance Company, which subsequently perfected its security interest. When Moffett failed to make her monthly payments in March and April 2002, Tidewater Finance lawfully repossessed the vehicle. Moffett then filed for voluntary Chapter 13 reorganization.
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