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Commercial Law Keyed to Warren
Gonzalez v. Old Kent Mortgage Co
Facts
The defendant, Old Kent Mortgage (the “defendant”), filed a motion to dismiss several counts of the Amended Complaint. According to the complaint, the plaintiff contacted Quality Builders concerning some home improvements. Quality Builders promised to obtain financing for the cost of the home improvements which cost $14,900.00. Quality Builders contacted Accelerated Mortgage who in turn, contacted the defendant to arrange financing. Rather than obtaining the original amount of $14,900.00, the plaintiff entered into a consumer credit transaction giving Old Kent a mortgage on her home in the amount of $36,000.00. The mortgage consolidated several debts and included various fees and origination costs.
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