Commercial Law Keyed to Lopucki
Grabowski v. Deere & Company (In re Grabowski)
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Bank of America filed a financing statement with the Secretary of State identifying the debtors as Ronald and Trenna Grabowski, listing their business address rather than their home address, and the collateral as “all inventory, chattel paper, accounts, equipment, and general intangibles.” South Pointe Bank subsequently filed a financing statement identifying the debtors as Ronald and Trenna Grabowski, listing their home address where the collateral was located, and specifically identifying three pieces of farming equipment as collateral. South Pointe Bank claims a superior interest in the farming equipment arguing that Bank of America’s financing statement was too general to adequately identify the collateral and misleading in that it implies the security interest was in the personal property of the Grabowskis’ business.
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