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Civil Procedure Keyed to Freer
Swanson v. Citibank, N.A
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- The Brief Prologue provides necessary case brief introductory information and includes:
- Topic: Identifies the topic of law and where this case fits within your course outline.
- Parties: Identifies the cast of characters involved in the case.
- Procedural Posture & History: Shares the case history with how lower courts have ruled on the matter.
- Case Key Terms, Acts, Doctrines, etc.: A case specific Legal Term Dictionary.
- Case Doctrines, Acts, Statutes, Amendments and Treatises: Identifies and Defines Legal Authority used in this case.
- The Case Brief is the complete case summarized and authored in the traditional Law School I.R.A.C. format. The Pro case brief includes:
- Brief Facts: A Synopsis of the Facts of the case.
- Rule of Law: Identifies the Legal Principle the Court used in deciding the case.
- Facts: What are the factual circumstances that gave rise to the civil or criminal case? What is the relationship of the Parties that are involved in the case. Review the Facts of this case here:
Gloria Swanson (Plaintiff) applied for a home-equity loan with Citibank, N.A. (Citibank) (defendant). Upon speaking to a Citibank representative, Plaintiff suspected that the representative was discouraging her from applying because she was black, and asked to speak with a manager. Plaintiff disclosed to the representative and manager that she had previously been denied a home-equity loan by another bank. The manager informed Plaintiff that it was more difficult to obtain a loan at Citibank than at other banks. Plaintiff nevertheless applied for a loan the next day. Citibank conditionally approved Plaintiff based upon her representation that her home was worth $270,000.00. Citibank thereafter arranged for Andre Lanier (Defendant) of PCI Appraisal Services (PCI) (Defendant) to appraise Plaintiff’s home. Lanier appraised Plaintiff’s home at $170,000.00. Plaintiff subsequently hired another appraiser, who valued her home at $240,000.00. In light of Lanier’s low appraisal, Citibank declined to grant Plaintiff a home-equity loan.
- Issue(s): Lists the Questions of Law that are raised by the Facts of the case.
- Holding: Shares the Court's answer to the legal questions raised in the issue.
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- Reasoning and Analysis: Identifies the chain of argument(s) which led the judges to rule as they did.
- The Brief Prologue closes the case brief with important forward-looking discussion and includes:
- Policy: Identifies the Policy if any that has been established by the case.
- Court Direction: Shares where the Court went from here for this case.